Coming soon to Kenya
Your business deserves real financial tools.
Wallet, credit, and payments — built for micro and small enterprises across Africa. One app, no hidden fees.
M-Pesa supportQuick approval100% mobile
Unlock your potential with credit.
From inventory financing to working capital — get the credit your business needs to grow. Spend now, pay later with fair fees.
Wallet
Deposit, withdraw, and pay via M-Pesa. Earn daily interest on your balance.
Credit
Working capital from KSh 5,000 to 150,000.
Payments
Send money to anyone. No hidden fees.
Be the first to know when we launch.
Built for Africa
By people who understand your hustle.
Cowdi works with partners across Kenya to provide affordable credit and financial tools tailored to micro and small businesses. No paperwork. No branch visits. Just your phone.
KSh 5K–150K
Credit range
7–30 days
Loan term
Via M-Pesa
Repayment
Zero
Hidden fees